But where from do Americans get money to spend? They borrow from Japan, China and even India... Virtually others save for the US to spend. Global savings are mostly invested in US, in dollars. India itself keeps its foreign currency assets of over $50 billion in US securities. China has sunk over $160 billion in US securities. Japan's stakes in US securities is in trillions.

Result: The US has taken over $5 trillion from the world. So, as the world saves for the US, Americans spend freely. Today, to keep the US consumption going, that is for the US economy to work, other countries have to remit $180 billion every quarter, which is $2 billion a day, to the US! Otherwise the US economy would go for a six. So will the global economy. The result will be no different if US consumers begin consuming less.

A Chinese economist asked a neat question. Who has invested more, US in China, or China in US? The US has invested in China less than half of what China has invested in US. The same is the case with India... We have invested in US over $50 billion. But the US has invested less than $20 billion in India ... Why the world is after US?

The secret lies in the American spending, that they hardly save. In fact they use their credit cards to spend their future income. That the US spends is what makes it attractive to export to the US. So US imports more than what it exports year after year. The result: The world is dependent on US consumption for its growth. By its deepening culture of consumption, the US has habituated the world to feed on US consumption. But as the US needs money to finance its consumption, the world provides the money. It's like a shopkeeper providing the money to a customer so that the customer keeps buying from the shop. If the customer will not buy, the shop won't have business, unless the shopkeeper funds him. The US is like the lucky customer. And the world is like the helpless shopkeeper financier. Who is America's biggest shopkeeper financier? Japan of course. Yet it's Japan which is regarded as weak. Modern economists complain that Japanese do not spend, so they do not grow. To force the Japanese to spend, the Japanese government exerted it self, reduced the savings rates, even charged the savers. Even then the Japanese did not spend (habits don't change, even with taxes, do they?). Their traditional postal savings alone is over $1.2 trillions, about three times the Indian GDP. Thus, savings, far from being the strength of Japan, has become its pain.

Hence, what is the lesson? That is, a nation cannot grow unless the people spend, not save. Not just spend, but borrow and spend. Dr. Jagdish Bhagwati, the famous Indian-born economist in the US, told Manmohan Singh that Indians wastefully save. Ask them to spend, on imported cars and, seriously, even on cosmetics! This will put India on a growth curve.

"Saving is sin, and spending is virtue." Before you follow this neo economics, get some fools to save so that you can borrow from them and spend. This is what US has successfully done in last few decades.

Look at Dr. Sudarshan , he has transferred the tribal village into a Self-sustaining, self-driving unit. There are millions of such achievements But our media is only obsessed in the bad news and failures and disasters. I Was in Tel Aviv once and I was reading the Israeli newspaper. It was the Day After a lot of attacks and bombardments and deaths had taken place. The Hamas had struck. But the front page of the newspaper had the picture of a Jewish gentleman who in five years had transformed his desert into an orchid And a granary. It was this inspiring picture that everyone woke up to. The Gory details of killings, bombardments, deaths, were inside in the Newspaper, buried among other news.

In India we only read about death, sickness, terrorism, crime. Why are we so NEGATIVE? Another question: Why are we, as a nation so obsessed with foreign Things? We want foreign T. Vs, we want foreign shirts. We want foreign Technology.

Why this obsession with everything imported. Do we not realize that Self-respect comes with self-reliance? I was in Hyderabad giving this Lecture, When a 14 year old girl asked me for my autograph. I asked her what her goal In life is. She replied: I want to live in a developed India. For her, You and I will have to build this developed India . You must proclaim. India Is not an under-developed nation; it is a highly developed nation. Do you

Have 10 minutes? Allow me to come back with a vengeance.

Got 10 minutes for your country? If yes, then read; otherwise, choice is
Yours.
YOU say that our government is inefficient.
YOU say that our laws are too old.
YOU say that the municipality does not pick up the garbage.
YOU say that the phones don't work, the railways are a joke, The airline is the worst in the world, mails never reach their destination.

YOU say that our country has been fed to the dogs and is the absolute pits.

YOU say, say and say. What do YOU do about it?
Take a person on his way to Singapore . Give him a name - YOURS. Give him a Face - YOURS. YOU walk out of the airport and you are at your International Best. In Singapore you don't throw cigarette butts on the roads or eat in The stores. YOU are as proud of their Underground links as they are. You pay $5 (approx. Rs. 60) to drive through Orchard Road (equivalent of Mahim Causeway or Pedder Road) between 5 PM and 8 PM. YOU come back to the parking Lot to punch your parking ticket if you have over stayed in a restaurant or A shopping mall irrespective of your status identity... In Singapore youDon't say anything, DO YOU? YOU wouldn't dare to eat in public during Ramadan, in Dubai . YOU would not dare to go out without your head covered In Jeddah . YOU would not dare to buy an employee of the telephone exchange In London at 10 pounds ( Rs.650) a month to, 'see to it that my STD and ISD Calls are billed to someone else.'YOU would not dare to speed beyond 55 mph (88 km/h) in Washington and then tell the traffic cop, 'Jaanta hai main kaun hoon (Do you know who I am?). I am so and so's son.

Take your two bucks and get lost.' YOU wouldn't chuck an empty coconut shell Anywhere other than the garbage pail on the beaches in Australia and New Zealand. Why don't YOU spit Paan on the streets of Tokyo ? Why don't YOU use Examination jockeys or buy fake certificates in Boston ??? We are still Talking of the same YOU. YOU who can respect and conform to a foreign system. In other countries but cannot in your own. You who will throw papers and cigarettes on the road the moment you touch Indian ground. If you can be an involved and appreciative citizen in an alien country, why cannot you be the same here in India ?

Once in an interview, the famous Ex-municipal commissioner of Bombay , Mr. Tinaikar , had a point to make. 'Rich people's dogs are walked on the streets to leave their affluent droppings all over the place,' he said. 'And then the same people turn around to criticize and blame the authorities for inefficiency and dirty pavements. What do they expect the officers to do? Go down with a broom every time their dog feels the pressure in his bowels?

In America every dog owner has to clean up after his pet has done the job. Same in Japan . Will the Indian citizen do that here?' He's right. We go to the polls to choose a government and after that forfeit all responsibility. We sit back wanting to be pampered and expect the government to do everything for us whilst our contribution is totally negative. We expect the government to clean up but we are not going to stop chucking garbage all over the place nor are we going to stop to pick a up a stray piece of paper and throw it in the bin. We expect the railways to provide clean bathrooms but we are not going to learn the proper use of bathrooms.

We want Indian Airlines and Air India to provide the best of food and toiletries but we are not going to stop pilfering at the least opportunity.

This applies even to the staff who is known not to pass on the service to the public. When it comes to burning social issues like those related to women, dowry, girl child! and others, we make loud drawing room protestations and continue to do the reverse at home. Our excuse? 'It's the whole system which has to change, how will it matter if I alone forego my sons' rights to a dowry.' So who's going to change the system?

What does a system consist of? Very conveniently for us it consists of our neighbours, other households, other cities, other communities and the government. But definitely not me and YOU. When it comes to us actually making a positive contribution to the system we lock ourselves along with our families into a safe cocoon and look into the distance at countries far away and wait for a Mr. Clean to come along & work miracles for us with a majestic sweep of his hand or we leave the country and run away. Like lazy cowards hounded by our fears we run to America to bask in their glory and praise their system. When New York becomes insecure we run to England. When England experiences unemployment, we take the next flight out to the Gulf. When the Gulf is war struck, we demand to be rescued and brought home by the Indian government. Everybody is out to abuse and rape the country. Nobody thinks of feeding the system. Our conscience is mortgaged to money.

Dear Indians, The article is highly thought inductive, calls for a great deal of introspection and pricks one's conscience too... I am echoing J. F. Kennedy's words to his fellow Americans to relate to Indians...

'ASK WHAT WE CAN DO FOR INDIA AND DO WHAT HAS TO BE DONE TO MAKE INDIA WHAT AMERICA AND OTHER WESTERN COUNTRIES ARE TODAY'

Lets do what India needs from us.

Thank you,

Dr. Abdul Kalaam

We really have no control over 10% of what happens to us. We cannot stop the car from breaking down. The plane will be late arriving, which throws our whole schedule off. A driver may cut us off in traffic. We have no control over this 10%. The other 90% is different. You determine the other 90%.

How? By your reaction. You cannot control a red light., but you can control your reaction. Don't let people fool you; YOU can control how you react.

Let's use an example.

You are eating breakfast with your family. Your daughter knocks over a cup of coffee onto your business shirt. You have no control over what just what happened. What happens when the next will be determined by how you react. You curse. You harshly scold your daughter for knocking the cup over.

She breaks down in tears. After scolding her, you turn to your spouse and criticize her for placing the cup too close to the edge of the table. A short verbal battle follows. You storm upstairs and change your shirt. Back downstairs, you find your daughter has been too busy crying to finish breakfast and get ready for school. She misses the bus. Your spouse must leave immediately for work.

You rush to the car and drive your daughter to school. Because you are late, you drive 40 miles an hour in a 30 mph speed limit. After a 15-minute delay and throwing $60 traffic fine away, you arrive at school. Your daughter runs into the building without saying goodbye. After arriving at the office 20 minutes late, you find you forgot your briefcase. Your day has started terrible. As it continues, it seems to get worse and worse. You look forward to coming home, When you arrive home, you find small wedge in your relationship with your spouse and daughter.

Why? Because of how you reacted in the morning. Why did you have a bad day?

A) Did the coffee cause it?

B) Did your daughter cause it?

C) Did the policeman cause it?

D) Did you cause it?

The answer is " D".

You had no control over what happened with the coffee.

How you reacted in those 5 seconds is what caused your bad day. Here is what could have and should have happened.

Coffee splashes over you. Your daughter is about to cry. You gently say, "It's ok honey, you just need, to be more careful next time". Grabbing a towel you rush upstairs. After grabbing a new shirt and your briefcase, you come back down in time to look through the window and see your child getting on the bus. She turns and waves. You arrive 5 minutes early and cheerfully greet the staff. Your boss comments on how good the day you are having.

Notice the difference?

Two different scenarios. Both started the same. Both ended different.

Why? Because of how you REACTED.

You really do not have any control over 10% of what happens. The other 90% was determined by your reaction.

Here are some ways to apply the 90/10 principle.

· If someone says something negative about you, don't be a sponge. Let the attack roll off like water on glass. You don't have to let the negative comment affect you! React properly and it will not ruin your day. A wrong reaction could result in losing a friend, being fired, getting stressed out etc.

· How do you react if someone cuts you off in traffic? Do you lose your temper? Pound on the steering wheel? Do you curse? Does your blood pressure skyrocket? Do you try and bump them? WHO CARES if you arrive ten seconds later at work? Why let the cars ruin your drive?

Remember the 90/10 principle, and do not worry about it.

· You are told you lost your job. Why lose sleep and get irritated? It will work out. Use your worrying energy and time into finding another job.

· The plane is late; it is going to mangle your schedule for the day. Why take out your frustration on the flight attendant? She has no control over what is going on. Use your time to study, get to know the other passenger.

Why get stressed out? It will just make things worse. Now you know the 90-10 principle. Apply it and you will be amazed at the results. You will lose nothing if you try it...!

*----------------------------------------------------------------------*

*1. Coca-Cola was originally green.*
*-----------------------------------------------------------------------*
*2. The most common name in the world is Mohammed.*
*-----------------------------------------------------------------------*
*3.The name of the entire continents end with the same letter
that they start with.*
*-----------------------------------------------------------------------*
*4. The strongest muscle in the body is the tongue.*
*-----------------------------------------------------------------------*
*5. There are two credit cards for every person in the United States.*
*-----------------------------------------------------------------------*
*6. TYPEWRITER is the longest word that can be made using the letters on one row of the keyboard.*
*-----------------------------------------------------------------------*
*7. Women blink nearly twice as much as men!*
*----------------------------------------------------------------------*
*8. You can't kill yourself by holding your breath.*
*-----------------------------------------------------------------------*
*9. It is impossible to lick your elbow .*
*-----------------------------------------------------------------------*
*10. People say "Bless you" when you sneeze because when you sneeze, your heart stops for a millisecond.*
*-----------------------------------------------------------------------*
*11. It is physically impossible for pigs to look up into the sky.*
*-----------------------------------------------------------------------*
*12. The "sixth sick sheik's sixth sheep's sick" is said to be the
toughest tongue twister in the English language.*
*-----------------------------------------------------------------------*
*13. If you sneeze too hard, you can fracture a rib. If you try to
suppress a sneeze, you can rupture a blood vessel in your head or neck and die.*
*-----------------------------------------------------------------------*
*14. Each king in a deck of playing cards represents great king from history.
*>Spades - King David*
*>Clubs - Alexander the Great,*
*>Hearts - Charlemagne*
*>Diamonds - Julius Caesar.*
*-----------------------------------------------------------*
*15. 111,111,111 x 111,111,111 = 12,345,678,987,654,321
(count out the answer)*
*-----------------------------------------------------------*
*16. If a statue of a person in the park on a horse has both front legs in the air, the person died in battle.
If the horse has one front leg in the air, the person died as a result of wounds received in battle.
If the horse has a all four legs on the ground, the person died of natural causes.*
*-----------------------------------------------------------*
*17 What do bullet proof vests, fire escapes, windshield wipers and laser printers all have in common?
Answer - All invented by women.*
*------------------------------------------------------------*
*18. Question - This is the only food that doesn't spoil. What is this? Answer - Honey*
*-----------------------------------------------------------*
*19. A crocodile cannot stick its tongue out.*
*-----------------------------------------------------------*
*20. A snail can sleep for three years.*
*-----------------------------------------------------------*
*21. All polar bears are left handed.*
*-----------------------------------------------------------*
*22. American Airlines saved $40,000 in 1987 by eliminating one olive from each salad served in first-class.*
*-----------------------------------------------------------*
*23. Butterflies taste with their feet.*
*-----------------------------------------------------------*
*24.Elephants are the only animals that can't jump.*
*-----------------------------------------------------------*
*25.In the last 4000 years, no new animals have been domesticated.*
*-----------------------------------------------------------*
*26. On average, people fear spiders more than they do death.*
*-----------------------------------------------------------*
*27. Shakespeare invented the words 'assassination' and 'bump'.*
*-----------------------------------------------------------*
*28. Stewardesses is the longest word typed with only the left hand.*
*-----------------------------------------------------------*
*29. An ant always falls over on its right side when intoxicated.*
*-----------------------------------------------------------*
*30. The electric chair was invented by a dentist.*
*-----------------------------------------------------------*
*31. The human heart creates enough pressure when it pumps o squirt blood 30 feet.*
*------------------------------------------------------------*
*32. Rats multiply so quickly that in 18 months, two rats could have over a million descendants.*
*-----------------------------------------------------------*
*33. Wearing headphones for just an hour will increase the bacteria in your ear by 700 times.*
*-----------------------------------------------------------*
*34. The cigarette lighter was invented before the match.*
*-----------------------------------------------------------*
*35. Most lipstick contains fish scales.*
*-----------------------------------------------------------*
*36. Like fingerprints, everyone's tongue print is different.*
*-----------------------------------------------------------*
*37. And finally 99% of people who read this will try to lick their elbow.* (Am I right? If so, post a comment)
*-----------------------------------------------------------*

Dear Tech Support Team,

Last year I upgraded from Girlfriend 5.0 to Wife 1.0.

I soon noticed that the new program began unexpected child processes that took up a lot of space and valuable resources. In addition, Wife 1.0 installed itself into all other programs and now monitors all other system activities.

Applications such as BachelorNights 10.3, Cricket 5.0, BeerWithBuddies 7.5, and Outings 3.6 no longer runs, crashing the system, whenever selected. I can't seem to keep Wife 1.0 in the background while attempting to run my favorite applications.

I'm thinking about going back to Girlfriend 5.0, but the 'uninstall' doesn't work on Wife 1.0.

Please Help!

Thanks,

"A Troubled User"

Reply from the Tech Support.!

Dear Troubled User,

This is a very common problem that people complain about.

Many people upgrade from Girlfriend 5.0 to Wife 1.0 thinking that it is just a Utilities and Entertainment program. Wife 1.0 is an OPEARTING SYSTEM and is designed by its Creator to run EVERYTHING.!!!

It is also impossible to delete Wife 1.0 and to return to Girlfriend 5.0.

It is impossible to uninstall or purge the program files from the system once installed.

You cannot go back to Girlfriend 5.0 because Wife 1.0 is designed not to allow this. (Look in your Wife 1.0 Manual under Warnings-Alimony-Child Support).

I recommend that you keep Wife 1.0 and work on improving the environment. I suggest installing the background application "YES DEAR" to alleviate software augmentation.

The best course of action is to enter the command "C:\APOLOGIZE" because ultimately you will have to give the APOLOGIZE command before the system will return to normal anyway.

Wife 1.0 is a great program, but it tends to be very high maintenance. Wife 1.0 comes with several support programs, such as Clean 2.5, Sweep 3.0, Cook 1.5 and DoLaundry 4.2. However, be very careful how you use these programs. Improper use will cause the system to launch the program NagNag 9.5.

Once this happens, the only way to improve the performance of Wife 1.0 is to purchase additional software. I recommend Sarees 2.1 and Jewellery 5.0.

STATUTORY WARNING: DO NOT, under any circumstances, install SecretaryWith ShortSkirt 3.3. This application is not supported by Wife 1.0 and will cause irreversible damage to the operating system.

Best of luck,

"Tech Support Team"

True love is like a pillow
u can hug when u r in trouble
u can cry on when u r in pain & u can embrace when u r happy
so when u need true love
spend Rs.50/-Buy a pillow